PMIERs – Private Mortgage Insurer Eligibility Requirements


Undistracted by rescissions and claims

  • National MI welcomes PMIERS and will be able to immediately comply with the new financial requirements.
  • This capital framework reinforces the importance of sound and financially sustainable private mortgage insurance (MI) industry, which is a critical component of a healthy residential mortgage market
  • Supports an increased role for private MI in providing credit enhancement, and potentially through upfront risk sharing and deeper MI coverage
Continued Capacity Available to Insure Your Business

National MI’s risk-to-capital ratio is well below the state regulatory limit and one of the lowest in the industry.

In November 2015, National MI raised an additional $150 million of capital, which provides the capacity to write approximately $20 Billion of new insurance.

National MI does not need to apply unnecessary rescission behaviors to preserve capital.


Confidence with National MI: Continuing to Provide the Highest Standards of Customer Service and Coverage Terms

  • We built our company with PMIERs in mind – no change to our business philosophies or operational practices

Continue to expect the benefits that come with National MI SafeGuard®, Day 1 Protection, Sensible Servicing® and ATR Confident

PMIERs – Additional Information