Non-Delegated Lenders


With non-delegated underwriting, you receive a scalable underwriting approach that ensures consistent, fast turnaround times while retaining the ability to choose the underwriting approach that best aligns with your business process. This gives you the confidence of coverage with a clearer view of risk along with the ability to control loan manufacturing defects.

Great news, your non-delegated underwriting program that currently receives the protection of National MI SafeGuard® 12 Month Rescission Relief is here to stay.

With National MI’s SafeGuard program, you no longer need to provide post closing documents on 100% of your non-delegated loans to receive rescission relief after 12 timely payments. Instead, you’ll only need to deliver post closing documents on a small sample for review by National MI’s Quality Control Department. Refer to National MI’s Rescission Relief guide for details about Quality Control.

Continue to enjoy the National MI SafeGuard benefits:

Fast Turnaround with Priority Underwrite®

We’re committed to fast turnaround times and routinely deliver decisions within 24 hours.

  • Faster responses with no conditional approvals issued (no need for you to follow up)
  • For full-file, non-delegated applications, we often deliver decisions averaging 8 business hours

We will contact you on every loan decision and deliver a superior customer experience to further
build our relationship with you.

For more information, contact your National MI Sales Advisor or Solution Center at 855.317.4NMI (4664) between 5am and 5pm PT (M-F).