Master Policy & MI Application | Servicing Resources | Non-Delegated and Delegated Information | Sales Directories
Rates
Rate GPSSM (Granular Pricing System) is a risk-based pricing system that uses risk intelligence to deliver very competitive rates for borrowers based on individual loan characteristics. It’s a more granular way of pricing based on multiple factors related to a borrower’s situation and helps lenders gain more business from well-qualified homebuyers.
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Learn more about Rate GPS
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Click here for the Flyer, FAQ and User Guide:
Traditional Rate Cards
- Single Premium: Borrower-Paid Non-Refundable (Fixed) – Effective 10.23.2017
- Single Premium: Borrower-Paid Non-Refundable (Non-Fixed) – Effective 10.23.2017
- Single Premium: Borrower-Paid Refundable (Fixed) – Updated 12.21.2017
- Single Premium: Borrower-Paid Refundable (Non-Fixed) – Updated 12.21.2017
- Single Premium: Lender-Paid Non-Refundable (Fixed) – Effective 1.26.2019 *
- Single Premium: Lender-Paid Non-Refundable (Non-Fixed) – Effective 1.26.2019 *
* Use subject to state approvals and eligibility requirements
Informational Resources
- Bulletins
- AXIS Resources
- TRID Resources
- PMIERs Resources
- Technology Partners
- Millennial Resources
- Rent vs. Buy Calculator
- Loan Limit Locator Tool
- Loan Officers’ Resources
- MI U – Training Resources
- The HOME FRONT – Homebuyer’s Guide
- National MI Economic Market Snapshot
- Podcasts
- Why National MI [Video]
- National MI presents: Mortgage Insurance (MI) Fundamentals [Video]
- National MI presents: 4 Common Mistakes Borrowers Should Avoid [Video]
Refund Schedules
Underwriting Guidelines
Underwriting Guidelines Archive
- Full Underwriting Guidelines Manual – TrueGuide 1.0 Effective 2013-04-03 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 1.1 Effective 2013-04-22 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 1.2 Effective 2013-05-03 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 1.3 Effective 2013-06-01 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 1.4 Effective 2013-09-15 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 1.5 Effective 2014-01-27 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 1.6 Effective 2014-03-17 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 1.7 Effective 2014-05-05 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 1.8 Effective 2017-09-15 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 1.9 Effective 2015-03-23 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 2.0 Effective 2015-05-11 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 2.1 Effective 2015-07-20 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 2.2 Effective 2015-08-27 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 2.3 Effective 2015-12-07 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 2.4 Effective 2016-04-04 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 2.5 Effective 2016-08-22 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 2.6 Effective 2016-11-07 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 2.7 Effective 2016-12-10 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 2.8 Effective 2017-05-15 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 2.9 Effective 2017-07-01 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 3.0 Effective 2017-08-22 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 3.1 Effective 2017-08-28 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 3.2 Effective 2017-11-06 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 3.3 Effective 2017-12-21 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 3.4 Effective 2018-01-24 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 3.5 Effective 2018-03-24 [PDF]
- Full Underwriting Guidelines Manual – TrueGuide 3.6 Effective 2018-07-06 [PDF]
Master Policy & MI Application