Trid touches the mortgage loan process from origination through closing and beyond. Use this TRID calculator to help you ensure you're meeting your legal disclosure requirements.
Information that triggers an application:
P - Property Address
E - Estimated Value of Property
N - Name of Consumer
C - Consumer SSN
I - Income
L - Loan Amount
Information that triggers an application:
P - Property Address
E - Estimated Value of Property
N - Name of Consumer
C - Consumer SSN
I - Income
L - Loan Amount
Loan Milestone
Date
Business Days
Application Date
Day 1
Loan Estimate Must be Delivered
Application Date + 3 Business Days
Loan Estimate Presumed Received
Application Date + 6 Business Days
Closing Disclosure Received
Application Date + 7 Business Days
First Eligible Closing Date
Application Date + 10 Business Days
Application Date
Day 1
Loan Estimate Must Be Delivered
Application Date + 3 Business Days
Loan Estimate Presumed Received
Application Date + 6 Business Days
Closing Disclosure Received
Application Date + 7 Business Days
First Eligible Closing Date
Application Date + 10 Business Days
Please Select Loan Milestone and Start Date.
SU
MO
TU
WE
TH
FR
SA
Events
15
Sep
Application Received
1 Business Day
18
Sep
Loan Estimate Must Be Delivered
Application Date + 3 Business Days
15
Sep
Loan Estimate Presumed Received
Application Date + 6 Business Days
15
Sep
Closing Disclosure Received
Application Date + 7 Business Days
15
Sep
First Eligible Closing Date
Application Date + 10 Business Days