Sensible ServicingSM

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Sensible ServicingSM

We’ve taken a thoughtful and balanced approach to how we service your business and work with you. To us, it’s not just a file, an account, or a policy. We express care and concern in our interactions with you, to resolution. It’s about conversations that count, whether it concerns a policy update, a payment, or documentation. We’re delivering insurance, not arguments.

The benefits you get with National MI are:

  • We provide flexible rescission relief options with SafeGuard® and SafeGuard® Plus. SafeGuard Plus provides rescission relief in less than 12 months after successful Independent Validation is completed. For more information on SafeGuard and SafeGuard Plus, please visit our Master Policy Resources page.
  • Sensible ServicingSM
    • Consideration of delinquencies involving borrower hardships triggered by “life events,” such as job loss, divorce or death.
    • One Certificate with identical coverage and guidelines

For a full description of terms and requirements, please refer to National MI’s Master Policy, Underwriting Guideline Manual, Servicing Guide, and Rescission Relief Guide.

National MI is not a creditor subject to the Dodd-Frank Ability-To-Repay (ATR) determination requirements, and National MI’s underwriting review is not intended to satisfy the Lender’s independent responsibility for complying with regulatory or investor requirements. National MI relies on the Insured’s loan documentation.